Medicare Open Enrollment – What You Need to Know

Medicare open enrollment is a crucial time for California residents who are eligible for Medicare or already enrolled. This period runs annually from October 15 to December 7. During this window, you can:

• Switch from Original Medicare to a Medicare Advantage Plan (or vice versa)
• Change from one Medicare Advantage Plan to another
• Join, drop or switch a Medicare Part D prescription drug plan

Any changes you make will take effect on January 1 of the following year. Missing this period may mean waiting another year to adjust your coverage.

Your Medicare Options in California

California offers a variety of Medicare plans, including Original Medicare (Parts A and B), Medicare Advantage plans (Part C), and standalone Part D prescription drug plans. Each option has different benefits, provider networks and costs. Reviewing your current plan and comparing it to other options can help you find the best fit for your needs.

Consider the following when evaluating your choices:

• Are your preferred doctors and hospitals in-network?
• Do your medications remain covered and affordable?
• Have your health needs changed in the past year?

Contact Us

Shelton Insurance offers personalized guidance to help you understand your Medicare choices, compare plans, and enroll. Our team is familiar with California’s Medicare landscape and can answer your questions throughout the process.

Ready to review your Medicare options? Contact us today to schedule a consultation.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.